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    影片分級

    • A1 初級
    • A2 初級
    • B1 中級
    • B2 中高級
    • C1 高級
    • C2 高級

    隱私權˙條款˙
    ©2026 VoiceTube Corporation. All rights reserved

    interest rate

    US /ˈɪntrɪst ret/

    ・

    UK /ˈintrist reit/

    A1 初級
    phr.片語利率
    n.名詞利率
    What is the current interest rate on a mortgage?

    影片字幕

    英國即將發生什麼事?大多數人都毫無頭緒! (“Most People Have No Idea What’s About To Happen To The UK”)

    18:16英國即將發生什麼事?大多數人都毫無頭緒! (“Most People Have No Idea What’s About To Happen To The UK”)
    • But if you can get a mortgage and get yourself a house at a very good interest rate, now you have a house and you can increase your productivity by getting a better job, by actually working harder, by working longer hours, yes, of course, you are going to overpay for your house because it's a mortgage, but nonetheless, it's worth it.

      但是,如果你能獲得抵押貸款,以非常優惠的利率買到房子,現在你有了房子,你就可以通過找到更好的工作、更加努力地工作、延長工作時間來提高你的生產力,是的,當然,因為是抵押貸款,你會為房子多付一些錢,但儘管如此,這也是值得的。

    • But if you can get a mortgage and get yourself a house at a very good interest rate, now you have a house and you can increase your productivity by getting a better job, by actually working harder, by working longer hours.

      但是,如果你能獲得抵押貸款,以非常優惠的利率買到房子,現在你有了房子,你就可以通過找到更好的工作、更加努力地工作、延長工作時間來提高你的生產力,是的,當然,因為是抵押貸款,你會為房子多付一些錢,但儘管如此,這也是值得的。

    A2 初級

    有大事要發生了…而大家還沒準備好!😱 (“Something Big Is Coming… And No One Is Ready”)

    14:22有大事要發生了…而大家還沒準備好!😱 (“Something Big Is Coming… And No One Is Ready”)
    • So when the country and the companies and people can borrow money at a cheaper interest rate, they will borrow more money, so more money will be invested in the country that will reinforce the growth and the economy will grow even faster than the rest of the world.

      所以,如果全球所有投資者、所有有錢人都被迫使用美元,因為他們想透過投資美國公司來最大化回報,那麼使用美元突然變得更方便了。

    • So essentially the US government is borrowing money at 4% interest rate while the real inflation is 7%.

      這使得美國政府能夠借到這麼多錢。

    B1 中級

    銀行不想讓你知道的 5 個金錢祕密! (5 Things About Money That Banks Don't Want You To Know)

    16:42銀行不想讓你知道的 5 個金錢祕密! (5 Things About Money That Banks Don't Want You To Know)
    • And what is the average interest rate on credit cards?

      是以,當你去銀行存入 10,000 美元時,銀行會從你的存款中拿出 9,000 美元進行投資,或將其作為信用卡債務。

    • And what is the average interest rate on credit cards?

      是以,當你去銀行存入 10,000 美元時,銀行會從你的存款中拿出 9,000 美元進行投資,或將其作為信用卡債務。

    A2 初級

    全球信用卡風暴:為什麼越來越多人陷入卡債陷阱?(The credit card crisis)

    09:02全球信用卡風暴:為什麼越來越多人陷入卡債陷阱?(The credit card crisis)
    • So that incentivized banks to set up shop in places like Delaware, South Dakota, Utah, places that either don't have an interest rate cap or have a very high cap.

      這鼓勵了銀行在像德拉瓦、南達科他、猶他這些地方設立據點,這些地方不是沒有利率上限,就是利率上限很高。

    • places that either don't have an interest rate cap or have a very high cap.

      回到 2010 年,大概是 10%。

    A2 初級

    年關將至,工作還是沒著落?為什麼現在找工作感覺像不可能的任務一樣困難? (Why Getting A Job Feels Impossible Right Now)

    10:39年關將至,工作還是沒著落?為什麼現在找工作感覺像不可能的任務一樣困難? (Why Getting A Job Feels Impossible Right Now)
    • A cooldown in the labor market was also what the Federal Reserve had intended with its series of interest rate hikes.

      美聯儲一系列加息措施的目的之一也是降低勞動市場的熱度。

    • of interest rate hikes.

      加息。

    B1 中級

    蘋果墜落:全世界感受重力! (Apple Falls: World Feels the Gravity)

    02:33蘋果墜落:全世界感受重力! (Apple Falls: World Feels the Gravity)
    • At the start of December, markets tended to expect another one or two interest rate hikes in 2019.

      十二月初,市場傾向預期 2019 年有一、兩波利率成長潮。

    • At the start of December, markets tended to expect another one or two interest rate hikes in 2019.

      現在一切都改變了。

    B1 中級

    會計師現身說法:這個月讓你的存款翻倍的 6 個方法! (ACCOUNTANT EXPLAINS: 6 Ways to Double Your Savings THIS Month)

    06:58會計師現身說法:這個月讓你的存款翻倍的 6 個方法! (ACCOUNTANT EXPLAINS: 6 Ways to Double Your Savings THIS Month)
    • But if on the other side, you have $5,000 in credit card debt at an 18% interest rate, the interest charges will cost you $900 over that same year.

      但是,如果你有 5,000 美元的信用卡債務,利率為 18%,那麼這一年的利息費用將使你損失 900 美元。

    • But if on the other side you have £5,000 in credit card debt at an 18% interest rate, the interest charges will cost you £900 over that same year.

      是以,儘管你在這一方面省下了錢,但你仍有 700 美元的負差。

    A2 初級

    美國國債何時會變成真正的問題?| WSJ (When Does US Debt Become Genuinely Bad? | WSJ)

    07:36美國國債何時會變成真正的問題?| WSJ (When Does US Debt Become Genuinely Bad? | WSJ)
    • But whenever investors feel that the U.S. isn't the safest place to put their money, they demand a higher interest rate.

      但只要投資者覺得美國不是最安全的投資地,他們就會要求更高的利率。

    • And since the U.S. Treasury has always, always paid its debt and interest on time, the U.S. securities are considered the least risky investment, so they have the lowest interest rate of anything else on the market.

      由於美國財政部一直以來都按時償還債務和利息,美國證券被認為是風險最低的投資品種,是以其利率也是市場上最低的。

    A2 初級

    川普的「巨大美麗法案」會讓美國破產嗎?! (Will Trump’s “Big Beautiful Bill” Bankrupt America?)

    11:47川普的「巨大美麗法案」會讓美國破產嗎?! (Will Trump’s “Big Beautiful Bill” Bankrupt America?)
    • Just look at the interest rate.

      如果利率繼續保持在 4.5%左右,情況會變得更糟,利率將達到 133%左右。

    • Just look at the interest rate.

      看看利率就知道了。

    B1 中級

    英文個人理財詞彙教學 – 資產、權益、抵押品… 讓你財富觀升級! (English Vocabulary for Personal Finances – assets, equity, collateral...)

    16:07英文個人理財詞彙教學 – 資產、權益、抵押品… 讓你財富觀升級! (English Vocabulary for Personal Finances – assets, equity, collateral...)
    • Basically, this is money that's sitting in the bank that you can borrow anytime for a lower interest rate than credit card or other loans.

      基本上,這是存在銀行裡的錢,你可以隨時借用,利率比信用卡或其他貸款低。

    • Basically, this is money that's sitting in the bank that you can borrow anytime for a lower interest rate than than credit card or other loans, okay?
    A2 初級